Acquisition spend (30d)
Unavailable
available: false — no 30-day acquisition spend field in forecast payload.
Unavailable
available: false — /api/dashboard revenue_snapshot.closed_this_month missing.
Unavailable
available: false — /api/forecast scenarios.base/downside missing.
Unavailable
available: false — requires /api/forecast downside + /api/dashboard target_gap.
Unavailable
available: false — debtor/creditor fields not present in /api/dashboard business_visibility_panel.
Data coverage 0/5 metrics available.
Data gaps block high-conviction budget moves. Run small controlled tests while instrumentation is completed.
Acquisition spend (30d)
Unavailable
available: false — no 30-day acquisition spend field in forecast payload.
Customers acquired (30d)
Unavailable
available: false — no 30-day customer acquisition field in forecast payload.
CAC
Unavailable
available: false — requires both spend and acquired customers.
MER
Unavailable
available: false — requires closed revenue and acquisition spend.
Payback
Unavailable
available: false — requires gross profit and acquired customer fields.
Rule rationale
Deterministic rule set: CUT if MER < 1.2x or payback > 6 months, SCALE if MER ≥ 3x with healthy payback/conversion, otherwise TEST.
Review facility terms
Legal optimisation only — no evasion. High-impact tax/entity changes require CPA/CA sign-off before execution.
Align debt facilities to operating cash volatility
Runway proxy unavailable; financing review still recommended before new commitments.
Avoid personal guarantee sprawl where possible; document covenant and security implications.
Reduce founder-keyperson concentration in finance control
0 of 1 open tasks are founder-owned, signalling continuity concentration risk.
Document delegated authority matrix and continuity signatories.
Validate operating entities against current business mix
0 active business lanes and 0 blocked tasks indicate potential structure friction.
Ensure director duties, GST/PAYG registrations, and legal entities align; no nominee or sham structures.
Map distribution pathways to reduce trapped profit
Margin proxy unavailable; opportunity identified but requires data completion.
Only legal allocation and reimbursement pathways; preserve arm's-length documentation.
Separate trading risk from protected assets
0 critical blockers with pressure signal Unavailable.
Legal ring-fencing only; maintain solvency, director duties, and creditor fairness.
Sequence legitimate timing elections before upcoming due dates
0 open tasks due in ≤30 days indicate timing pressure windows.
Legal optimisation only; no evasion. Elections/deferrals require CPA/CA sign-off.
📊 Finance Intelligence Card 1) Financing structure alignment: Align debt facilities to operating cash volatility | impact 3/5 | complexity 3/5 | CPA/CA sign-off 2) Succession/continuity alignment: Reduce founder-keyperson concentration in finance control | impact 2/5 | complexity 2/5 | Ops 3) Entity structure fit: Validate operating entities against current business mix | impact 2/5 | complexity 3/5 | CPA/CA sign-off Decision now: Review facility terms Compliance: legal optimisation only; no evasion; recommendations are operational support, not legal/tax advice.